Terms of Service

Effective Date: December 15, 2025

1. Introduction

Welcome to **Lending Stacks INC** ("Lending Stacks," "we," "our," or "us"). These Terms of Service ("Terms") govern your use of the Lending Stacks pre-launch landing page and any communication you have with us through our website. By accessing or using our website, you agree to be bound by these Terms.

2. The Service

  • **Pre-Launch Status:** Lending Stacks is currently in the pre-launch phase and offers a landing page for informational purposes only. No financial services, transactions, or user accounts are currently provided or supported through this website.
  • **Purpose:** The website's primary purpose is to provide information about our planned platform and to collect contact information from interested parties for updates and communication.
  • **Updates:** We reserve the right to modify or discontinue any part of the website at any time without notice.

3. User Obligations and Conduct

By using our website, you agree to the following:

  • **Eligibility:** You must be at least **18 years of age** to use this website.
  • **Lawful Use:** You will use the website only for lawful purposes and in a manner that does not infringe on the rights of others.
  • **Accurate Information:** If you choose to provide your name, email, or other information through a contact form, you confirm that the information is truthful and accurate.
  • **Prohibited Conduct:** You must not transmit any harmful code, attempt to gain unauthorized access to our systems, or use the website for any purpose that is fraudulent, defamatory, or abusive.

4. Intellectual Property

All content on the Lending Stacks website is the property of Lending Stacks INC or its licensors and is protected by copyright. You are granted a limited license to use the website content solely for informational and non-commercial personal use.

5. Disclaimers and Limitation of Liability

The website is provided on an "as-is" and "as available" basis. **Lending Stacks INC expressly disclaims all warranties** of any kind. In no event shall Lending Stacks INC be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use or inability to use the website.

6. Governing Law

These Terms shall be governed and construed in accordance with the laws of **The State of Delaware, USA**.

7. Changes to the Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. The "Effective Date" at the top of this page will be updated to reflect the date of the most recent change. By continuing to access or use our website after those revisions become effective, you agree to be bound by the revised terms.

8. Contact Information

If you have any questions about these Terms, please contact us at:

**Email:** support@lendingstacks.com
**Company:** Lending Stacks INC